If you shop frequently on Amazon or Whole Foods, the Amazon Prime Rewards Visa Signature® Card is built for you. It offers unbeatable everyday rewards, powerful protections, and seamless redemption—all with no annual fee, provided you maintain an eligible Prime membership.
🎁 Rewards That Truly Reward Prime Shoppers
- 5% back at Amazon.com, Amazon Fresh, Whole Foods & on Chase Travel—available only to Prime members.
- 2% back at gas stations, restaurants, local transit, rideshares.
- 1% back on all other purchases.
- Plus, enjoy exclusive rotating offers providing up to 10% back on select Amazon products during special events.
💸 Introductory Gift Offer & Continuous Value
- $150 Amazon Gift Card bonus instantly loaded upon approval.
- No annual fee, as long as you retain Prime membership.
- $0 foreign transaction fee, making it a strong international travel companion.
🔐 Strong Travel & Purchase Protections
Cardholders benefit from a robust suite of Visa Signature protections:
- Extended warranty, purchase protection, baggage delay, lost-luggage reimbursement, travel accident insurance, and auto rental collision damage waiver.
- Zero Liability policy, ensuring you’re not responsible for unauthorized purchases.
📄 Key Terms & Usage Tips
| Feature | Details |
|---|---|
| Annual Fee | $0 (with Prime) |
| Rewards Rates | 5% Amazon & Chase Travel; 2% restaurants, gas, transit; 1% others |
| Gift Card Bonus | $150 upon approval |
| APR Range | ~19.49%–28.24% variable |
| Foreign Transaction Fee | $0 |
💡 Tip: To maintain the 5% Amazon benefits, keep your Prime membership active. If canceled, the card switches to the basic Amazon Visa with 3% back rates.
✅ Who Should Apply & Considerations
Ideal for:
- Regular Amazon/Whole Foods shoppers who benefit from high reward rates.
- Prime members who want to optimize everyday spending while earning real cashback.
- Users wanting a fee-free travel-friendly card with strong protections and no foreign fees.
Not ideal for:
- Non-Prime users—Prime membership is required for maximum rewards.
- Heavy travelers—the APR is high, and no intro APR is offered.
- Those seeking Chase Ultimate Rewards flexibility—this card doesn’t earn transferable points.
🚀 How to Apply
- Visit the Chase Prime Visa webpage (“Amazon Prime Rewards Visa Signature® Card”).
- Click “Apply Now” and complete your personal information: name, address, SSN, income.
- Expect an instant decision or wait a few days if identity checks are needed.
- Upon approval, receive a $150 Amazon Gift Card loaded instantly into your Amazon account.
- You’ll receive your physical card in a plain envelope within two weeks.
✅ Final Take
The Amazon Prime Rewards Visa Signature® Card is one of the best value-for-money co-branded credit cards available. With 5% back on Amazon purchases and strong travel protections, paired with no annual or foreign-transaction fees, it’s a standout choice for Prime members. The $150 bonus is the cherry on top—ideal if you’re looking for an easy yet rewarding way to boost your everyday spending.
Apply now to start earning high-value rewards on everything you buy—beginning with Amazon.
